POS Release Notes

POS Release Notes - June 2022

Moved add a borrower up to the beginning of the application experience
Moved co-borrower email update to immediately after the co-borrower is added to the loan application (previously was on primary borrower submission). This way co-borrowers can begin their application as soon as their borrower or lender adds them to the loan file.
Updated the login page to include Login / Username to prepare for unique usernames when co-borrowers share email addresses
Completed template inheritance - so multi-tiered organizations will inherit template configurations and settings from their root parent organization.
- Parent templates inherit down to all non-branded child organization
- Parent org admins determine if child org can create and configure custom templates
- Parent org admins determine if child organizations can accept Spanish Loan application
- Child orgs can create a custom template if a parent allows that is independent from parent organization settings
- Branded child org admins have their own template settings, and do not inherit parent organization settings or templates.

Fixed a bug to prevent co-borrowers from using the same email on the loan application and getting into a state where co-borrower could not complete the application.
Fixed a bug that prevented borrowers who used 2FA and QuickApply in the Enhanced Loan Application from logging into Maxwell a second time due to the mobile numbers not being stored for 2FA.
Fixed a bug that prevented Enhanced Loan Applications from syncing to byte when a borrower selected unemployed for their employment status.

Added a joint credit authorization when a co-borrower is added. So all borrowers acknowledge intent to apply for joint credit to comply with ECOA guidelines.
Added the ability for organization admins to delete ELA templates they no longer need.
Turned on the Enhanced loan application for all Wave 2 organizations

Fixed a bug to prevent co-borrowers from using the same email on the loan application and getting into a state where co-borrower could not complete the application.
Fixed a bug where new teams added to an ELA organization were not automatically getting ELA.
Fixed a bug where a manager or LOA creating ELA tasks for an LO was not seeing the templates available to the LO pipeline.
Fixed a bug to display the correct parent organization name for E-Consent
Fixed a bug where capital letters in document types extensions were preventing DocTools editing like cropping/rotation.
Fixed a bug so chat uses local timezone for the LO
Fixed a bug that prevented non-shared finances co-borrowers from using Encompass e-signatures

Moved add a borrower up to the beginning of the application experience
Added a joint credit authorization when a co-borrower is added. So all borrowers acknowledge intent to apply for joint credit to comply with ECOA guidelines.

Fixed a bug to prevent co-borrowers from using the same email on the loan application and getting into a state where co-borrower could not complete the application.
Fixed a bug where new teams added to an ELA organization were not automatically getting ELA.
Fixed a bug where a manager or LOA creating ELA tasks for an LO was not seeing the templates available to the LO pipeline.
Fixed a bug to display the correct parent organization name for E-Consent

Added borrower name to section headers to clarify which borrower's application is being viewed by the lender
Updated TILA/RESPA text in ELA wizard clarify which questions are hidden if you do not wish to trigger RESPA
- Purchase - Subject property address
- Refinance - Estimated property value
Updated our default e-signature language to make it more robust and aligned with the standards outlined in the E-Sign Act
Turned on ELA Template Manager and walkthrough wizard for Wave 2 Organizations

Fixed a bug where ELA tasks added from pre-set borrower task templates created duplicate application tasks for borrowers.
Fixed a bug to ELA template manage permissions so Loan officers cannot impact organization settings.
Fixed a bug that prevented Loan Officers from turning on Spanish Loan applications on their pipeline
Fixed a bug on mobile view of the length of time in industry fields under Employment history