| Name | Description | Encompass Definition | MeridianLink Definition |
| Loan Created | The date when a loan was created inside the LOS. | Field 2025 (This field is not exposed in the UI) |
sCreatedD (This field is not exposed in the UI) |
| Application Submitted | The date when all TRID data was captured for a loan. | Field 3142 (GFE Application Date) |
sRespa6D (RESPA 6 Date) |
| Intent to Proceed Date | The date when the borrower(s) provide the intent to proceed with the loan. | Field 3197 (Borrower intent to continue date) |
sIntentToProceedD |
| Initial Disclosure Date | The date when the initial disclosure (LE) was issued to the borrowers. | We use the date_utc value from the first disclosure with the type = "initial" in the disclosure tracking logs. | sInitialLoanEstimateIssuedD |
| Rate Lock Date | The date of the current lock on a loan. | Field 761 (Loan Submission Rate Date) |
sRLckdD (Date) sRLckdDTime (Time) |
| Conditional Approval Date | Date of initial underwriting conditional approval. | Field 1038 (Commitment Terms Action Date) |
sApprovD (Date) sApprovDTime (Time) |
| Loan Closed Date | The final closing date for an originated loan. | Field 748 (Closing Date) This field is often populated for abandoned loans. Because of this, we only use this date when field 1393 (hmda Action Taken) = "Loan Originated" |
sFundD Closing date fields are irregularly used across MeridianLink customers. Because of this, we currently use the Funded Date field to report closed loans. |
| Loan Funded Date | The date when loan funds were disbursed to the borrower. | Field 2553 Closing Document Disbursement Date |
sFundD Funded Date |
Data Definitions
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Data Definitions
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